Starting with the Same Lie on Both Sides

I was just rereading an old article on Time rethinking the American dream: http://www.time.com/time/magazine/article/0,9171,2013850,00.html One interesting point about it is that as much as liberals may now want to malign the concept of so-called homeownership, they used to respect it just as much as conservatives back when they were accusing bankers of racism when they were just objectively evaluating the risks associated with mortgages (yet even now no one dares suggest the very concept of a mortgage is part of the root problem). No one on either side dares question the application of the term "owner" to a person who has absolutely no equity in the house he/she occupies. It may have been a minimal risk for someone to take a 50% loan or less on a house back in the mid-20th century when the fundamentals of the US economy were sound & therefore the risk of job loss low. But it's frankly irresponsible to encourage anyone now to take on debt & get tied down to one location when they may lose their job tomorrow & have to move out of state or even overseas to find work. But beneath all this is an even more sinister problem. The article's author rightly bemoans American politicians for idolizing the American dream while making essentially a similarly materialist mistake by considering only monetary morals divorced from acknowledgement of God. It's easy to make this mistake; in our fallen state we naturally avoid the thought of God's painful holiness hovering over our shoulders. Yet if we're to get on the right road we must consult the map made by the same One who aligned & paved the road. Similar to de Tocqueville's statement, we ceased to be great when we ceased to follow God. So while many may say our greatest problems are the holocaust of 50 million unborn dead, $16T in debt & over $100T in unpayable obligations, or inability to compete in a global market w/ poorly educated workers who demand tens more in pay than their well-taught foreign rivals; the true problem is our sin and our hatred of God. Dear God, please have mercy & lead us back to You.